LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,300
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,336
−HK$1,052/mo
Today · 4.125%
HK$35,388
baseline
▲ 0.50% · 4.625%
HK$37,541
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,776/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,046
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,039
−HK$1,008/mo
Today · 4.125%
HK$39,047
baseline
▲ 0.50% · 4.625%
HK$41,105
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,094/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,960
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,203
−HK$1,262/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$45,049
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,455
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,647
−HK$1,209/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,326
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,620
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,070
−HK$1,473/mo
Today · 4.125%
HK$49,543
baseline
▲ 0.50% · 4.625%
HK$52,558
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,086/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,864
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,255
−HK$1,411/mo
Today · 4.125%
HK$54,666
baseline
▲ 0.50% · 4.625%
HK$57,547
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,332/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,939
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,804
−HK$1,894/mo
Today · 4.125%
HK$63,698
baseline
▲ 0.50% · 4.625%
HK$67,574
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,396/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,682
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,470
−HK$1,815/mo
Today · 4.125%
HK$70,285
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,570/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,631 · Scale 2, in force from 26 Feb 2026)