LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,301
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,337
−HK$1,052/mo
Today · 4.125%
HK$35,389
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,778/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,047
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,008/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,961
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,204
−HK$1,263/mo
Today · 4.125%
HK$42,467
baseline
▲ 0.50% · 4.625%
HK$45,051
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,934/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,456
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,648
−HK$1,210/mo
Today · 4.125%
HK$46,858
baseline
▲ 0.50% · 4.625%
HK$49,328
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,716/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,621
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,071
−HK$1,474/mo
Today · 4.125%
HK$49,545
baseline
▲ 0.50% · 4.625%
HK$52,559
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,090/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,412/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,549
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,941
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,806
−HK$1,894/mo
Today · 4.125%
HK$63,700
baseline
▲ 0.50% · 4.625%
HK$67,576
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,400/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,684
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,473
−HK$1,814/mo
Today · 4.125%
HK$70,287
baseline
▲ 0.50% · 4.625%
HK$73,992
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,574/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,649 · Scale 2, in force from 26 Feb 2026)