LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,304
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,340
−HK$1,052/mo
Today · 4.125%
HK$35,392
baseline
▲ 0.50% · 4.625%
HK$37,546
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,784/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,050
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,044
−HK$1,008/mo
Today · 4.125%
HK$39,052
baseline
▲ 0.50% · 4.625%
HK$41,111
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,104/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,965
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,208
−HK$1,263/mo
Today · 4.125%
HK$42,471
baseline
▲ 0.50% · 4.625%
HK$45,055
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,942/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,460
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,653
−HK$1,209/mo
Today · 4.125%
HK$46,862
baseline
▲ 0.50% · 4.625%
HK$49,333
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,724/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,626
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,076
−HK$1,473/mo
Today · 4.125%
HK$49,549
baseline
▲ 0.50% · 4.625%
HK$52,564
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,098/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,262
−HK$1,411/mo
Today · 4.125%
HK$54,673
baseline
▲ 0.50% · 4.625%
HK$57,555
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,346/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,947
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,812
−HK$1,894/mo
Today · 4.125%
HK$63,706
baseline
▲ 0.50% · 4.625%
HK$67,583
+HK$3,877/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,412/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,691
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,479
−HK$1,815/mo
Today · 4.125%
HK$70,294
baseline
▲ 0.50% · 4.625%
HK$73,999
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,588/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,701 · Scale 2, in force from 26 Feb 2026)