LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,305
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$1,053/mo
Today · 4.125%
HK$35,394
baseline
▲ 0.50% · 4.625%
HK$37,548
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,788/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,052
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,008/mo
Today · 4.125%
HK$39,054
baseline
▲ 0.50% · 4.625%
HK$41,112
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,108/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,966
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,210
−HK$1,263/mo
Today · 4.125%
HK$42,473
baseline
▲ 0.50% · 4.625%
HK$45,057
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,946/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,462
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,655
−HK$1,209/mo
Today · 4.125%
HK$46,864
baseline
▲ 0.50% · 4.625%
HK$49,335
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,728/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,628
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,078
−HK$1,474/mo
Today · 4.125%
HK$49,552
baseline
▲ 0.50% · 4.625%
HK$52,567
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,104/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,873
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,264
−HK$1,411/mo
Today · 4.125%
HK$54,675
baseline
▲ 0.50% · 4.625%
HK$57,557
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,350/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,950
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,814
−HK$1,895/mo
Today · 4.125%
HK$63,709
baseline
▲ 0.50% · 4.625%
HK$67,586
+HK$3,877/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,418/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,693
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,482
−HK$1,815/mo
Today · 4.125%
HK$70,297
baseline
▲ 0.50% · 4.625%
HK$74,002
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,594/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,725 · Scale 2, in force from 26 Feb 2026)