LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,306
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$1,053/mo
Today · 4.125%
HK$35,395
baseline
▲ 0.50% · 4.625%
HK$37,549
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,790/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,053
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,047
−HK$1,008/mo
Today · 4.125%
HK$39,055
baseline
▲ 0.50% · 4.625%
HK$41,113
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,110/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,968
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,211
−HK$1,263/mo
Today · 4.125%
HK$42,474
baseline
▲ 0.50% · 4.625%
HK$45,058
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,948/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,464
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,656
−HK$1,210/mo
Today · 4.125%
HK$46,866
baseline
▲ 0.50% · 4.625%
HK$49,336
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,732/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,629
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,079
−HK$1,474/mo
Today · 4.125%
HK$49,553
baseline
▲ 0.50% · 4.625%
HK$52,568
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,106/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,874
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,265
−HK$1,412/mo
Today · 4.125%
HK$54,677
baseline
▲ 0.50% · 4.625%
HK$57,559
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,354/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,951
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,816
−HK$1,895/mo
Today · 4.125%
HK$63,711
baseline
▲ 0.50% · 4.625%
HK$67,588
+HK$3,877/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,422/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,695
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,484
−HK$1,815/mo
Today · 4.125%
HK$70,299
baseline
▲ 0.50% · 4.625%
HK$74,004
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,598/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,741 · Scale 2, in force from 26 Feb 2026)