LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,307
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$1,053/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,008/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,969
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,212
−HK$1,263/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$45,060
+HK$2,585/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,465
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,210/mo
Today · 4.125%
HK$46,867
baseline
▲ 0.50% · 4.625%
HK$49,337
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,734/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,630
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,081
−HK$1,473/mo
Today · 4.125%
HK$49,554
baseline
▲ 0.50% · 4.625%
HK$52,570
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,108/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,876
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,267
−HK$1,411/mo
Today · 4.125%
HK$54,678
baseline
▲ 0.50% · 4.625%
HK$57,560
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,356/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,953
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,818
−HK$1,895/mo
Today · 4.125%
HK$63,713
baseline
▲ 0.50% · 4.625%
HK$67,589
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,426/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,697
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,486
−HK$1,815/mo
Today · 4.125%
HK$70,301
baseline
▲ 0.50% · 4.625%
HK$74,006
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,602/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,755 · Scale 2, in force from 26 Feb 2026)