LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,311
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,347
−HK$1,053/mo
Today · 4.125%
HK$35,400
baseline
▲ 0.50% · 4.625%
HK$37,554
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,800/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,058
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,052
−HK$1,009/mo
Today · 4.125%
HK$39,061
baseline
▲ 0.50% · 4.625%
HK$41,120
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,122/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,263/mo
Today · 4.125%
HK$42,480
baseline
▲ 0.50% · 4.625%
HK$45,065
+HK$2,585/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$84,960/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,470
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,663
−HK$1,210/mo
Today · 4.125%
HK$46,873
baseline
▲ 0.50% · 4.625%
HK$49,343
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$93,746/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,636
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,086
−HK$1,474/mo
Today · 4.125%
HK$49,560
baseline
▲ 0.50% · 4.625%
HK$52,576
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,120/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,882
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,273
−HK$1,412/mo
Today · 4.125%
HK$54,685
baseline
▲ 0.50% · 4.625%
HK$57,567
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,370/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,960
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,825
−HK$1,895/mo
Today · 4.125%
HK$63,720
baseline
▲ 0.50% · 4.625%
HK$67,598
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,440/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,705
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,494
−HK$1,815/mo
Today · 4.125%
HK$70,309
baseline
▲ 0.50% · 4.625%
HK$74,015
+HK$3,706/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,618/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,821 · Scale 2, in force from 26 Feb 2026)