LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,312
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$1,052/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,556
+HK$2,155/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,060
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,008/mo
Today · 4.125%
HK$39,062
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,124/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,975
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,218
−HK$1,264/mo
Today · 4.125%
HK$42,482
baseline
▲ 0.50% · 4.625%
HK$45,067
+HK$2,585/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$84,964/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,472
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,664
−HK$1,210/mo
Today · 4.125%
HK$46,874
baseline
▲ 0.50% · 4.625%
HK$49,345
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$93,748/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,637
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,088
−HK$1,474/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,578
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,275
−HK$1,412/mo
Today · 4.125%
HK$54,687
baseline
▲ 0.50% · 4.625%
HK$57,569
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,374/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,962
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,828
−HK$1,895/mo
Today · 4.125%
HK$63,723
baseline
▲ 0.50% · 4.625%
HK$67,600
+HK$3,877/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,446/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,708
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,497
−HK$1,815/mo
Today · 4.125%
HK$70,312
baseline
▲ 0.50% · 4.625%
HK$74,018
+HK$3,706/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,624/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,841 · Scale 2, in force from 26 Feb 2026)