LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,314
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$1,053/mo
Today · 4.125%
HK$35,403
baseline
▲ 0.50% · 4.625%
HK$37,557
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,806/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,061
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,055
−HK$1,009/mo
Today · 4.125%
HK$39,064
baseline
▲ 0.50% · 4.625%
HK$41,123
+HK$2,059/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,128/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,977
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,220
−HK$1,263/mo
Today · 4.125%
HK$42,483
baseline
▲ 0.50% · 4.625%
HK$45,068
+HK$2,585/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$84,966/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,473
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,666
−HK$1,210/mo
Today · 4.125%
HK$46,876
baseline
▲ 0.50% · 4.625%
HK$49,347
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$93,752/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,639
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,090
−HK$1,474/mo
Today · 4.125%
HK$49,564
baseline
▲ 0.50% · 4.625%
HK$52,580
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,128/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,886
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,277
−HK$1,412/mo
Today · 4.125%
HK$54,689
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,378/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,965
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,830
−HK$1,895/mo
Today · 4.125%
HK$63,725
baseline
▲ 0.50% · 4.625%
HK$67,603
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,450/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,710
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,499
−HK$1,815/mo
Today · 4.125%
HK$70,314
baseline
▲ 0.50% · 4.625%
HK$74,021
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,628/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,863 · Scale 2, in force from 26 Feb 2026)