LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,316
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$1,053/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,560
+HK$2,154/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,064
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,058
−HK$1,009/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,059/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,223
−HK$1,264/mo
Today · 4.125%
HK$42,487
baseline
▲ 0.50% · 4.625%
HK$45,072
+HK$2,585/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$84,974/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,477
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,210/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,351
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,643
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,094
−HK$1,474/mo
Today · 4.125%
HK$49,568
baseline
▲ 0.50% · 4.625%
HK$52,584
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,136/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,281
−HK$1,412/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$57,576
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,969
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,895/mo
Today · 4.125%
HK$63,730
baseline
▲ 0.50% · 4.625%
HK$67,608
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,460/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,715
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,505
−HK$1,815/mo
Today · 4.125%
HK$70,320
baseline
▲ 0.50% · 4.625%
HK$74,027
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,640/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,906 · Scale 2, in force from 26 Feb 2026)