LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,317
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$1,053/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,561
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,065
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,059
−HK$1,008/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,059/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,224
−HK$1,263/mo
Today · 4.125%
HK$42,487
baseline
▲ 0.50% · 4.625%
HK$45,073
+HK$2,586/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$84,974/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,211/mo
Today · 4.125%
HK$46,881
baseline
▲ 0.50% · 4.625%
HK$49,352
+HK$2,471/mo
Deposit HK$5.84M · loan HK$8.77M · min. income ≈ HK$93,762/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,644
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,094
−HK$1,475/mo
Today · 4.125%
HK$49,569
baseline
▲ 0.50% · 4.625%
HK$52,585
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,138/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,891
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,282
−HK$1,412/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$57,577
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,970
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,836
−HK$1,895/mo
Today · 4.125%
HK$63,731
baseline
▲ 0.50% · 4.625%
HK$67,609
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,462/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,716
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,506
−HK$1,815/mo
Today · 4.125%
HK$70,321
baseline
▲ 0.50% · 4.625%
HK$74,028
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,642/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,914 · Scale 2, in force from 26 Feb 2026)