LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,320
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$1,053/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,565
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,069
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,008/mo
Today · 4.125%
HK$39,071
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,142/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,985
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,228
−HK$1,264/mo
Today · 4.125%
HK$42,492
baseline
▲ 0.50% · 4.625%
HK$45,078
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$84,984/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,482
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,675
−HK$1,211/mo
Today · 4.125%
HK$46,886
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,471/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,772/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,649
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,100
−HK$1,474/mo
Today · 4.125%
HK$49,574
baseline
▲ 0.50% · 4.625%
HK$52,590
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,148/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,896
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,288
−HK$1,412/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,977
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,842
−HK$1,896/mo
Today · 4.125%
HK$63,738
baseline
▲ 0.50% · 4.625%
HK$67,616
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,476/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,724
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,513
−HK$1,816/mo
Today · 4.125%
HK$70,329
baseline
▲ 0.50% · 4.625%
HK$74,036
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,658/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,973 · Scale 2, in force from 26 Feb 2026)