LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,321
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$1,053/mo
Today · 4.125%
HK$35,411
baseline
▲ 0.50% · 4.625%
HK$37,566
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,064
−HK$1,008/mo
Today · 4.125%
HK$39,072
baseline
▲ 0.50% · 4.625%
HK$41,132
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,144/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,229
−HK$1,264/mo
Today · 4.125%
HK$42,493
baseline
▲ 0.50% · 4.625%
HK$45,079
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$84,986/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,484
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,677
−HK$1,210/mo
Today · 4.125%
HK$46,887
baseline
▲ 0.50% · 4.625%
HK$49,358
+HK$2,471/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,774/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,650
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,101
−HK$1,474/mo
Today · 4.125%
HK$49,575
baseline
▲ 0.50% · 4.625%
HK$52,592
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,150/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,898
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,289
−HK$1,412/mo
Today · 4.125%
HK$54,701
baseline
▲ 0.50% · 4.625%
HK$57,585
+HK$2,884/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,402/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,978
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,844
−HK$1,896/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,618
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,725
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,515
−HK$1,815/mo
Today · 4.125%
HK$70,330
baseline
▲ 0.50% · 4.625%
HK$74,038
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,660/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,988 · Scale 2, in force from 26 Feb 2026)