LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,322
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$1,053/mo
Today · 4.125%
HK$35,411
baseline
▲ 0.50% · 4.625%
HK$37,566
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,064
−HK$1,009/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,132
+HK$2,059/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,230
−HK$1,264/mo
Today · 4.125%
HK$42,494
baseline
▲ 0.50% · 4.625%
HK$45,079
+HK$2,585/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$84,988/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,484
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,677
−HK$1,210/mo
Today · 4.125%
HK$46,887
baseline
▲ 0.50% · 4.625%
HK$49,359
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,774/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,650
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,102
−HK$1,474/mo
Today · 4.125%
HK$49,576
baseline
▲ 0.50% · 4.625%
HK$52,592
+HK$3,016/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,152/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,898
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,290
−HK$1,412/mo
Today · 4.125%
HK$54,702
baseline
▲ 0.50% · 4.625%
HK$57,585
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,404/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,979
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,895/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,619
+HK$3,879/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,726
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,516
−HK$1,815/mo
Today · 4.125%
HK$70,331
baseline
▲ 0.50% · 4.625%
HK$74,038
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,662/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,994 · Scale 2, in force from 26 Feb 2026)