LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,322
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$1,053/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,566
+HK$2,154/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,008/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,230
−HK$1,264/mo
Today · 4.125%
HK$42,494
baseline
▲ 0.50% · 4.625%
HK$45,080
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$84,988/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,485
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,678
−HK$1,210/mo
Today · 4.125%
HK$46,888
baseline
▲ 0.50% · 4.625%
HK$49,359
+HK$2,471/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,776/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,651
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,102
−HK$1,474/mo
Today · 4.125%
HK$49,576
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,152/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,412/mo
Today · 4.125%
HK$54,703
baseline
▲ 0.50% · 4.625%
HK$57,586
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,406/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,980
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,896/mo
Today · 4.125%
HK$63,741
baseline
▲ 0.50% · 4.625%
HK$67,619
+HK$3,878/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,482/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,727
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,516
−HK$1,816/mo
Today · 4.125%
HK$70,332
baseline
▲ 0.50% · 4.625%
HK$74,039
+HK$3,707/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,664/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,999 · Scale 2, in force from 26 Feb 2026)