LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,325
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,362
−HK$1,053/mo
Today · 4.125%
HK$35,415
baseline
▲ 0.50% · 4.625%
HK$37,570
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,830/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,074
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,009/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,137
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,990
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,234
−HK$1,264/mo
Today · 4.125%
HK$42,498
baseline
▲ 0.50% · 4.625%
HK$45,084
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$84,996/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,489
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,682
−HK$1,210/mo
Today · 4.125%
HK$46,892
baseline
▲ 0.50% · 4.625%
HK$49,364
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,784/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,655
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,475/mo
Today · 4.125%
HK$49,581
baseline
▲ 0.50% · 4.625%
HK$52,598
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,162/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,903
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,295
−HK$1,413/mo
Today · 4.125%
HK$54,708
baseline
▲ 0.50% · 4.625%
HK$57,591
+HK$2,883/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,416/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,985
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,851
−HK$1,896/mo
Today · 4.125%
HK$63,747
baseline
▲ 0.50% · 4.625%
HK$67,626
+HK$3,879/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,494/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,733
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,523
−HK$1,815/mo
Today · 4.125%
HK$70,338
baseline
▲ 0.50% · 4.625%
HK$74,046
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,676/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,050 · Scale 2, in force from 26 Feb 2026)