LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,327
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,364
−HK$1,053/mo
Today · 4.125%
HK$35,417
baseline
▲ 0.50% · 4.625%
HK$37,572
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,834/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,076
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,070
−HK$1,009/mo
Today · 4.125%
HK$39,079
baseline
▲ 0.50% · 4.625%
HK$41,139
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,158/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,992
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,236
−HK$1,264/mo
Today · 4.125%
HK$42,500
baseline
▲ 0.50% · 4.625%
HK$45,086
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,000/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,491
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,684
−HK$1,211/mo
Today · 4.125%
HK$46,895
baseline
▲ 0.50% · 4.625%
HK$49,367
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,790/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,658
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,109
−HK$1,475/mo
Today · 4.125%
HK$49,584
baseline
▲ 0.50% · 4.625%
HK$52,601
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,168/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,906
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,298
−HK$1,413/mo
Today · 4.125%
HK$54,711
baseline
▲ 0.50% · 4.625%
HK$57,595
+HK$2,884/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,422/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,989
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,855
−HK$1,895/mo
Today · 4.125%
HK$63,750
baseline
▲ 0.50% · 4.625%
HK$67,629
+HK$3,879/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,500/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,737
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,527
−HK$1,815/mo
Today · 4.125%
HK$70,342
baseline
▲ 0.50% · 4.625%
HK$74,050
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,684/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,080 · Scale 2, in force from 26 Feb 2026)