LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,329
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$1,054/mo
Today · 4.125%
HK$35,419
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,838/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,078
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,009/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,141
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,994
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,238
−HK$1,264/mo
Today · 4.125%
HK$42,502
baseline
▲ 0.50% · 4.625%
HK$45,088
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,004/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,493
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,687
−HK$1,210/mo
Today · 4.125%
HK$46,897
baseline
▲ 0.50% · 4.625%
HK$49,369
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,794/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,660
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,111
−HK$1,475/mo
Today · 4.125%
HK$49,586
baseline
▲ 0.50% · 4.625%
HK$52,603
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,172/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,301
−HK$1,412/mo
Today · 4.125%
HK$54,713
baseline
▲ 0.50% · 4.625%
HK$57,597
+HK$2,884/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,426/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,991
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,858
−HK$1,895/mo
Today · 4.125%
HK$63,753
baseline
▲ 0.50% · 4.625%
HK$67,633
+HK$3,880/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,506/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,740
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,530
−HK$1,816/mo
Today · 4.125%
HK$70,346
baseline
▲ 0.50% · 4.625%
HK$74,054
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,692/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,106 · Scale 2, in force from 26 Feb 2026)