LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,329
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,366
−HK$1,053/mo
Today · 4.125%
HK$35,419
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,838/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,078
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,073
−HK$1,009/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,142
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,995
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,239
−HK$1,264/mo
Today · 4.125%
HK$42,503
baseline
▲ 0.50% · 4.625%
HK$45,089
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,006/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,494
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,687
−HK$1,211/mo
Today · 4.125%
HK$46,898
baseline
▲ 0.50% · 4.625%
HK$49,370
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,796/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,661
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,112
−HK$1,475/mo
Today · 4.125%
HK$49,587
baseline
▲ 0.50% · 4.625%
HK$52,604
+HK$3,017/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$99,174/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,910
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,302
−HK$1,412/mo
Today · 4.125%
HK$54,714
baseline
▲ 0.50% · 4.625%
HK$57,598
+HK$2,884/mo
Deposit HK$4.38M · loan HK$10.23M · min. income ≈ HK$109,428/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,993
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,859
−HK$1,896/mo
Today · 4.125%
HK$63,755
baseline
▲ 0.50% · 4.625%
HK$67,634
+HK$3,879/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$127,510/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,741
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,531
−HK$1,816/mo
Today · 4.125%
HK$70,347
baseline
▲ 0.50% · 4.625%
HK$74,055
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.15M · min. income ≈ HK$140,694/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,116 · Scale 2, in force from 26 Feb 2026)