LTV · monthly repayment
▼ 0.50% · 3.625%
HK$333,308
−HK$20,901/mo
▼ 0.25% · 3.875%
HK$343,676
−HK$10,533/mo
Today · 4.125%
HK$354,209
baseline
▲ 0.50% · 4.625%
HK$375,762
+HK$21,553/mo
Deposit HK$73.09M · loan HK$73.09M · min. income ≈ HK$708,418/mo (50% DSR)
Upfront cash ≈ HK$82.59M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,802
−HK$20,033/mo
▼ 0.25% · 3.875%
HK$380,746
−HK$10,089/mo
Today · 4.125%
HK$390,835
baseline
▲ 0.50% · 4.625%
HK$411,436
+HK$20,601/mo
Deposit HK$73.09M · loan HK$73.09M · min. income ≈ HK$781,670/mo (50% DSR)
Upfront cash ≈ HK$82.59M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,969
−HK$25,082/mo
▼ 0.25% · 3.875%
HK$412,411
−HK$12,640/mo
Today · 4.125%
HK$425,051
baseline
▲ 0.50% · 4.625%
HK$450,914
+HK$25,863/mo
Deposit HK$58.47M · loan HK$87.70M · min. income ≈ HK$850,102/mo (50% DSR)
Upfront cash ≈ HK$67.97M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,962
−HK$24,040/mo
▼ 0.25% · 3.875%
HK$456,896
−HK$12,106/mo
Today · 4.125%
HK$469,002
baseline
▲ 0.50% · 4.625%
HK$493,724
+HK$24,722/mo
Deposit HK$58.47M · loan HK$87.70M · min. income ≈ HK$938,004/mo (50% DSR)
Upfront cash ≈ HK$67.97M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$466,631
−HK$29,262/mo
▼ 0.25% · 3.875%
HK$481,146
−HK$14,747/mo
Today · 4.125%
HK$495,893
baseline
▲ 0.50% · 4.625%
HK$526,067
+HK$30,174/mo
Deposit HK$43.85M · loan HK$102.32M · min. income ≈ HK$991,786/mo (50% DSR)
Upfront cash ≈ HK$53.35M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$519,122
−HK$28,047/mo
▼ 0.25% · 3.875%
HK$533,045
−HK$14,124/mo
Today · 4.125%
HK$547,169
baseline
▲ 0.50% · 4.625%
HK$576,011
+HK$28,842/mo
Deposit HK$43.85M · loan HK$102.32M · min. income ≈ HK$1,094,338/mo (50% DSR)
Upfront cash ≈ HK$53.35M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$599,954
−HK$37,622/mo
▼ 0.25% · 3.875%
HK$618,616
−HK$18,960/mo
Today · 4.125%
HK$637,576
baseline
▲ 0.50% · 4.625%
HK$676,371
+HK$38,795/mo
Deposit HK$14.62M · loan HK$131.55M · min. income ≈ HK$1,275,152/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$667,443
−HK$36,060/mo
▼ 0.25% · 3.875%
HK$685,343
−HK$18,160/mo
Today · 4.125%
HK$703,503
baseline
▲ 0.50% · 4.625%
HK$740,585
+HK$37,082/mo
Deposit HK$14.62M · loan HK$131.55M · min. income ≈ HK$1,407,006/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$9,501,128 · Scale 2, in force from 26 Feb 2026)