LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,332
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$1,053/mo
Today · 4.125%
HK$35,422
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,844/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,082
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,076
−HK$1,009/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,145
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,998
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,243
−HK$1,264/mo
Today · 4.125%
HK$42,507
baseline
▲ 0.50% · 4.625%
HK$45,093
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,014/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,498
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,691
−HK$1,211/mo
Today · 4.125%
HK$46,902
baseline
▲ 0.50% · 4.625%
HK$49,374
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,804/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,665
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,475/mo
Today · 4.125%
HK$49,591
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,182/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,412/mo
Today · 4.125%
HK$54,719
baseline
▲ 0.50% · 4.625%
HK$57,603
+HK$2,884/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,438/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,998
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,864
−HK$1,896/mo
Today · 4.125%
HK$63,760
baseline
▲ 0.50% · 4.625%
HK$67,640
+HK$3,880/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,520/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,747
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,537
−HK$1,816/mo
Today · 4.125%
HK$70,353
baseline
▲ 0.50% · 4.625%
HK$74,061
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,706/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,163 · Scale 2, in force from 26 Feb 2026)