LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,335
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,371
−HK$1,054/mo
Today · 4.125%
HK$35,425
baseline
▲ 0.50% · 4.625%
HK$37,580
+HK$2,155/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,850/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,084
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,079
−HK$1,009/mo
Today · 4.125%
HK$39,088
baseline
▲ 0.50% · 4.625%
HK$41,148
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,176/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,001
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,246
−HK$1,264/mo
Today · 4.125%
HK$42,510
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,020/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,501
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,695
−HK$1,210/mo
Today · 4.125%
HK$46,905
baseline
▲ 0.50% · 4.625%
HK$49,378
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,810/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,668
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,120
−HK$1,475/mo
Today · 4.125%
HK$49,595
baseline
▲ 0.50% · 4.625%
HK$52,613
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,190/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,918
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,311
−HK$1,412/mo
Today · 4.125%
HK$54,723
baseline
▲ 0.50% · 4.625%
HK$57,608
+HK$2,885/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,446/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,002
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,869
−HK$1,896/mo
Today · 4.125%
HK$63,765
baseline
▲ 0.50% · 4.625%
HK$67,645
+HK$3,880/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,530/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,752
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,542
−HK$1,816/mo
Today · 4.125%
HK$70,358
baseline
▲ 0.50% · 4.625%
HK$74,067
+HK$3,709/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,716/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,204 · Scale 2, in force from 26 Feb 2026)