LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,336
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,373
−HK$1,053/mo
Today · 4.125%
HK$35,426
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,852/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,086
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,080
−HK$1,009/mo
Today · 4.125%
HK$39,089
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,061/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,178/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,247
−HK$1,264/mo
Today · 4.125%
HK$42,511
baseline
▲ 0.50% · 4.625%
HK$45,098
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,022/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,503
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,696
−HK$1,211/mo
Today · 4.125%
HK$46,907
baseline
▲ 0.50% · 4.625%
HK$49,380
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,814/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,670
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,122
−HK$1,475/mo
Today · 4.125%
HK$49,597
baseline
▲ 0.50% · 4.625%
HK$52,614
+HK$3,017/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,194/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,920
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,312
−HK$1,413/mo
Today · 4.125%
HK$54,725
baseline
▲ 0.50% · 4.625%
HK$57,609
+HK$2,884/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,450/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,871
−HK$1,896/mo
Today · 4.125%
HK$63,767
baseline
▲ 0.50% · 4.625%
HK$67,647
+HK$3,880/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,534/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,754
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,544
−HK$1,817/mo
Today · 4.125%
HK$70,361
baseline
▲ 0.50% · 4.625%
HK$74,069
+HK$3,708/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,722/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,222 · Scale 2, in force from 26 Feb 2026)