LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,337
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,373
−HK$1,054/mo
Today · 4.125%
HK$35,427
baseline
▲ 0.50% · 4.625%
HK$37,583
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,854/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,087
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,081
−HK$1,009/mo
Today · 4.125%
HK$39,090
baseline
▲ 0.50% · 4.625%
HK$41,151
+HK$2,061/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,180/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,004
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,248
−HK$1,264/mo
Today · 4.125%
HK$42,512
baseline
▲ 0.50% · 4.625%
HK$45,099
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,024/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,504
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,697
−HK$1,211/mo
Today · 4.125%
HK$46,908
baseline
▲ 0.50% · 4.625%
HK$49,381
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,816/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,671
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,123
−HK$1,475/mo
Today · 4.125%
HK$49,598
baseline
▲ 0.50% · 4.625%
HK$52,616
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,196/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,921
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,314
−HK$1,412/mo
Today · 4.125%
HK$54,726
baseline
▲ 0.50% · 4.625%
HK$57,611
+HK$2,885/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,452/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,006
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,872
−HK$1,897/mo
Today · 4.125%
HK$63,769
baseline
▲ 0.50% · 4.625%
HK$67,649
+HK$3,880/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,538/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,756
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,546
−HK$1,816/mo
Today · 4.125%
HK$70,362
baseline
▲ 0.50% · 4.625%
HK$74,071
+HK$3,709/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,724/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,237 · Scale 2, in force from 26 Feb 2026)