LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,337
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$1,054/mo
Today · 4.125%
HK$35,428
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,856/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,009/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,152
+HK$2,061/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,005
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,249
−HK$1,265/mo
Today · 4.125%
HK$42,514
baseline
▲ 0.50% · 4.625%
HK$45,100
+HK$2,586/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,028/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,505
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,699
−HK$1,211/mo
Today · 4.125%
HK$46,910
baseline
▲ 0.50% · 4.625%
HK$49,382
+HK$2,472/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,820/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,672
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,124
−HK$1,475/mo
Today · 4.125%
HK$49,599
baseline
▲ 0.50% · 4.625%
HK$52,617
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,198/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,923
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,413/mo
Today · 4.125%
HK$54,728
baseline
▲ 0.50% · 4.625%
HK$57,613
+HK$2,885/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,456/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,007
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,874
−HK$1,896/mo
Today · 4.125%
HK$63,770
baseline
▲ 0.50% · 4.625%
HK$67,651
+HK$3,881/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,540/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,758
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,548
−HK$1,816/mo
Today · 4.125%
HK$70,364
baseline
▲ 0.50% · 4.625%
HK$74,073
+HK$3,709/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,728/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,253 · Scale 2, in force from 26 Feb 2026)