LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,339
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,377
−HK$1,053/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,085
−HK$1,009/mo
Today · 4.125%
HK$39,094
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,060/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,188/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,007
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,264/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,508
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,701
−HK$1,211/mo
Today · 4.125%
HK$46,912
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,824/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,675
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,127
−HK$1,475/mo
Today · 4.125%
HK$49,602
baseline
▲ 0.50% · 4.625%
HK$52,620
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$99,204/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,926
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,318
−HK$1,413/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$57,616
+HK$2,885/mo
Deposit HK$4.39M · loan HK$10.23M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,878
−HK$1,896/mo
Today · 4.125%
HK$63,774
baseline
▲ 0.50% · 4.625%
HK$67,655
+HK$3,881/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,548/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,762
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,552
−HK$1,817/mo
Today · 4.125%
HK$70,369
baseline
▲ 0.50% · 4.625%
HK$74,078
+HK$3,709/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,738/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,285 · Scale 2, in force from 26 Feb 2026)