LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,343
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$1,054/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,094
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,089
−HK$1,009/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,061/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,264/mo
Today · 4.125%
HK$42,521
baseline
▲ 0.50% · 4.625%
HK$45,108
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,042/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,513
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,707
−HK$1,211/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,391
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,681
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,475/mo
Today · 4.125%
HK$49,608
baseline
▲ 0.50% · 4.625%
HK$52,626
+HK$3,018/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,216/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,932
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,412/mo
Today · 4.125%
HK$54,737
baseline
▲ 0.50% · 4.625%
HK$57,623
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,474/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,018
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,885
−HK$1,897/mo
Today · 4.125%
HK$63,782
baseline
▲ 0.50% · 4.625%
HK$67,663
+HK$3,881/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,564/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,769
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,560
−HK$1,817/mo
Today · 4.125%
HK$70,377
baseline
▲ 0.50% · 4.625%
HK$74,086
+HK$3,709/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,754/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,349 · Scale 2, in force from 26 Feb 2026)