LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,347
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,384
−HK$1,054/mo
Today · 4.125%
HK$35,438
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,876/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,098
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,009/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,164
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,265/mo
Today · 4.125%
HK$42,526
baseline
▲ 0.50% · 4.625%
HK$45,113
+HK$2,587/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,052/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,518
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,712
−HK$1,211/mo
Today · 4.125%
HK$46,923
baseline
▲ 0.50% · 4.625%
HK$49,396
+HK$2,473/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,846/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,686
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,138
−HK$1,475/mo
Today · 4.125%
HK$49,613
baseline
▲ 0.50% · 4.625%
HK$52,632
+HK$3,019/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,226/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,937
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,330
−HK$1,413/mo
Today · 4.125%
HK$54,743
baseline
▲ 0.50% · 4.625%
HK$57,629
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,486/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,024
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,892
−HK$1,897/mo
Today · 4.125%
HK$63,789
baseline
▲ 0.50% · 4.625%
HK$67,670
+HK$3,881/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,578/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,777
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,568
−HK$1,816/mo
Today · 4.125%
HK$70,384
baseline
▲ 0.50% · 4.625%
HK$74,094
+HK$3,710/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,768/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,408 · Scale 2, in force from 26 Feb 2026)