LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,349
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,386
−HK$1,054/mo
Today · 4.125%
HK$35,440
baseline
▲ 0.50% · 4.625%
HK$37,596
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,880/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,100
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,095
−HK$1,009/mo
Today · 4.125%
HK$39,104
baseline
▲ 0.50% · 4.625%
HK$41,166
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,208/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,018
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,263
−HK$1,265/mo
Today · 4.125%
HK$42,528
baseline
▲ 0.50% · 4.625%
HK$45,116
+HK$2,588/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$85,056/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,520
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,714
−HK$1,211/mo
Today · 4.125%
HK$46,925
baseline
▲ 0.50% · 4.625%
HK$49,399
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.77M · min. income ≈ HK$93,850/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,688
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,140
−HK$1,476/mo
Today · 4.125%
HK$49,616
baseline
▲ 0.50% · 4.625%
HK$52,635
+HK$3,019/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,232/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,940
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,333
−HK$1,413/mo
Today · 4.125%
HK$54,746
baseline
▲ 0.50% · 4.625%
HK$57,632
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,492/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,027
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,895
−HK$1,897/mo
Today · 4.125%
HK$63,792
baseline
▲ 0.50% · 4.625%
HK$67,673
+HK$3,881/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,584/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,780
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,571
−HK$1,817/mo
Today · 4.125%
HK$70,388
baseline
▲ 0.50% · 4.625%
HK$74,098
+HK$3,710/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,776/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,435 · Scale 2, in force from 26 Feb 2026)