LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,349
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$1,054/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$2,156/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,101
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,009/mo
Today · 4.125%
HK$39,105
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,210/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,019
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,264
−HK$1,265/mo
Today · 4.125%
HK$42,529
baseline
▲ 0.50% · 4.625%
HK$45,117
+HK$2,588/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,058/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,521
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,715
−HK$1,211/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,400
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,689
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,142
−HK$1,475/mo
Today · 4.125%
HK$49,617
baseline
▲ 0.50% · 4.625%
HK$52,636
+HK$3,019/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,234/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,941
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,334
−HK$1,414/mo
Today · 4.125%
HK$54,748
baseline
▲ 0.50% · 4.625%
HK$57,633
+HK$2,885/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,496/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,029
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,896
−HK$1,897/mo
Today · 4.125%
HK$63,793
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,882/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,586/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,782
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,573
−HK$1,817/mo
Today · 4.125%
HK$70,390
baseline
▲ 0.50% · 4.625%
HK$74,100
+HK$3,710/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,780/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,449 · Scale 2, in force from 26 Feb 2026)