LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,353
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$1,054/mo
Today · 4.125%
HK$35,444
baseline
▲ 0.50% · 4.625%
HK$37,601
+HK$2,157/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,888/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,104
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,100
−HK$1,009/mo
Today · 4.125%
HK$39,109
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,218/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,023
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,268
−HK$1,265/mo
Today · 4.125%
HK$42,533
baseline
▲ 0.50% · 4.625%
HK$45,121
+HK$2,588/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,066/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,525
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,719
−HK$1,212/mo
Today · 4.125%
HK$46,931
baseline
▲ 0.50% · 4.625%
HK$49,405
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,862/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,694
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,146
−HK$1,476/mo
Today · 4.125%
HK$49,622
baseline
▲ 0.50% · 4.625%
HK$52,641
+HK$3,019/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,244/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,946
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,339
−HK$1,414/mo
Today · 4.125%
HK$54,753
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,506/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,035
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,902
−HK$1,897/mo
Today · 4.125%
HK$63,799
baseline
▲ 0.50% · 4.625%
HK$67,681
+HK$3,882/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$127,598/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,788
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,579
−HK$1,817/mo
Today · 4.125%
HK$70,396
baseline
▲ 0.50% · 4.625%
HK$74,107
+HK$3,711/mo
Deposit HK$1.46M · loan HK$13.16M · min. income ≈ HK$140,792/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,501 · Scale 2, in force from 26 Feb 2026)