LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,356
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$1,054/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$2,157/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,108
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,104
−HK$1,009/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,027
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,265/mo
Today · 4.125%
HK$42,537
baseline
▲ 0.50% · 4.625%
HK$45,126
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,074/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,530
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,724
−HK$1,212/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,410
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,699
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,151
−HK$1,476/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,647
+HK$3,020/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,345
−HK$1,414/mo
Today · 4.125%
HK$54,759
baseline
▲ 0.50% · 4.625%
HK$57,645
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,518/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,041
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,909
−HK$1,897/mo
Today · 4.125%
HK$63,806
baseline
▲ 0.50% · 4.625%
HK$67,689
+HK$3,883/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,612/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,795
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,587
−HK$1,817/mo
Today · 4.125%
HK$70,404
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$3,711/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,808/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,560 · Scale 2, in force from 26 Feb 2026)