LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,359
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$1,054/mo
Today · 4.125%
HK$35,451
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$2,157/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$70,902/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,107
−HK$1,010/mo
Today · 4.125%
HK$39,117
baseline
▲ 0.50% · 4.625%
HK$41,179
+HK$2,062/mo
Deposit HK$7.31M · loan HK$7.31M · min. income ≈ HK$78,234/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,031
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,276
−HK$1,265/mo
Today · 4.125%
HK$42,541
baseline
▲ 0.50% · 4.625%
HK$45,130
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,082/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,534
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,729
−HK$1,211/mo
Today · 4.125%
HK$46,940
baseline
▲ 0.50% · 4.625%
HK$49,415
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,880/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,703
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,156
−HK$1,476/mo
Today · 4.125%
HK$49,632
baseline
▲ 0.50% · 4.625%
HK$52,652
+HK$3,020/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,264/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,957
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,350
−HK$1,414/mo
Today · 4.125%
HK$54,764
baseline
▲ 0.50% · 4.625%
HK$57,650
+HK$2,886/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,528/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,047
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,914
−HK$1,898/mo
Today · 4.125%
HK$63,812
baseline
▲ 0.50% · 4.625%
HK$67,695
+HK$3,883/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,624/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,801
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,593
−HK$1,817/mo
Today · 4.125%
HK$70,410
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,820/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,611 · Scale 2, in force from 26 Feb 2026)