LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,362
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,054/mo
Today · 4.125%
HK$35,454
baseline
▲ 0.50% · 4.625%
HK$37,612
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,908/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,010/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,182
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,035
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,280
−HK$1,265/mo
Today · 4.125%
HK$42,545
baseline
▲ 0.50% · 4.625%
HK$45,134
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,090/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,538
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,733
−HK$1,211/mo
Today · 4.125%
HK$46,944
baseline
▲ 0.50% · 4.625%
HK$49,419
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,888/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,707
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,160
−HK$1,476/mo
Today · 4.125%
HK$49,636
baseline
▲ 0.50% · 4.625%
HK$52,656
+HK$3,020/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,272/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,961
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,355
−HK$1,413/mo
Today · 4.125%
HK$54,768
baseline
▲ 0.50% · 4.625%
HK$57,655
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,536/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,052
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,920
−HK$1,898/mo
Today · 4.125%
HK$63,818
baseline
▲ 0.50% · 4.625%
HK$67,701
+HK$3,883/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,636/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,807
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,599
−HK$1,817/mo
Today · 4.125%
HK$70,416
baseline
▲ 0.50% · 4.625%
HK$74,128
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,832/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,658 · Scale 2, in force from 26 Feb 2026)