LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,363
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,401
−HK$1,054/mo
Today · 4.125%
HK$35,455
baseline
▲ 0.50% · 4.625%
HK$37,612
+HK$2,157/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,910/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,116
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,010/mo
Today · 4.125%
HK$39,121
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,242/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,036
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,281
−HK$1,265/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$45,135
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,539
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,734
−HK$1,211/mo
Today · 4.125%
HK$46,945
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,890/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,708
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,161
−HK$1,476/mo
Today · 4.125%
HK$49,637
baseline
▲ 0.50% · 4.625%
HK$52,657
+HK$3,020/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,274/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,962
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,356
−HK$1,414/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$57,657
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,053
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,921
−HK$1,898/mo
Today · 4.125%
HK$63,819
baseline
▲ 0.50% · 4.625%
HK$67,702
+HK$3,883/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,638/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,809
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,601
−HK$1,817/mo
Today · 4.125%
HK$70,418
baseline
▲ 0.50% · 4.625%
HK$74,130
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,836/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,672 · Scale 2, in force from 26 Feb 2026)