LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,364
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$1,055/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,614
+HK$2,157/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,113
−HK$1,010/mo
Today · 4.125%
HK$39,123
baseline
▲ 0.50% · 4.625%
HK$41,185
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,246/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,037
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,265/mo
Today · 4.125%
HK$42,548
baseline
▲ 0.50% · 4.625%
HK$45,137
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,096/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,541
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,212/mo
Today · 4.125%
HK$46,948
baseline
▲ 0.50% · 4.625%
HK$49,422
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,896/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,710
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,163
−HK$1,476/mo
Today · 4.125%
HK$49,639
baseline
▲ 0.50% · 4.625%
HK$52,660
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,278/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,965
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,414/mo
Today · 4.125%
HK$54,772
baseline
▲ 0.50% · 4.625%
HK$57,659
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,544/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,056
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,924
−HK$1,898/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,705
+HK$3,883/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,812
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,604
−HK$1,817/mo
Today · 4.125%
HK$70,421
baseline
▲ 0.50% · 4.625%
HK$74,133
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,842/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,696 · Scale 2, in force from 26 Feb 2026)