LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,365
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$1,054/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,114
−HK$1,010/mo
Today · 4.125%
HK$39,124
baseline
▲ 0.50% · 4.625%
HK$41,186
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,248/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,038
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,266/mo
Today · 4.125%
HK$42,549
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,098/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,542
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,737
−HK$1,211/mo
Today · 4.125%
HK$46,948
baseline
▲ 0.50% · 4.625%
HK$49,423
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,896/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,711
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,164
−HK$1,476/mo
Today · 4.125%
HK$49,640
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,280/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,966
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,414/mo
Today · 4.125%
HK$54,773
baseline
▲ 0.50% · 4.625%
HK$57,660
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,546/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,057
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,925
−HK$1,898/mo
Today · 4.125%
HK$63,823
baseline
▲ 0.50% · 4.625%
HK$67,707
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,646/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,813
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,605
−HK$1,818/mo
Today · 4.125%
HK$70,423
baseline
▲ 0.50% · 4.625%
HK$74,135
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,846/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,706 · Scale 2, in force from 26 Feb 2026)