LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,366
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,404
−HK$1,054/mo
Today · 4.125%
HK$35,458
baseline
▲ 0.50% · 4.625%
HK$37,616
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,916/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,119
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,115
−HK$1,010/mo
Today · 4.125%
HK$39,125
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,250/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,039
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,285
−HK$1,265/mo
Today · 4.125%
HK$42,550
baseline
▲ 0.50% · 4.625%
HK$45,139
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,100/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,738
−HK$1,212/mo
Today · 4.125%
HK$46,950
baseline
▲ 0.50% · 4.625%
HK$49,424
+HK$2,474/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,900/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,712
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,165
−HK$1,477/mo
Today · 4.125%
HK$49,642
baseline
▲ 0.50% · 4.625%
HK$52,662
+HK$3,020/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,284/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,967
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,361
−HK$1,414/mo
Today · 4.125%
HK$54,775
baseline
▲ 0.50% · 4.625%
HK$57,662
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,550/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,059
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,927
−HK$1,898/mo
Today · 4.125%
HK$63,825
baseline
▲ 0.50% · 4.625%
HK$67,709
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,650/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,815
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,607
−HK$1,818/mo
Today · 4.125%
HK$70,425
baseline
▲ 0.50% · 4.625%
HK$74,137
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,850/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,721 · Scale 2, in force from 26 Feb 2026)