LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,367
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,405
−HK$1,055/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,618
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,121
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,010/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,189
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,041
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,266/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$45,141
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,212/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,427
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,714
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,167
−HK$1,477/mo
Today · 4.125%
HK$49,644
baseline
▲ 0.50% · 4.625%
HK$52,665
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,288/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,969
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,363
−HK$1,414/mo
Today · 4.125%
HK$54,777
baseline
▲ 0.50% · 4.625%
HK$57,664
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,554/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,061
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,930
−HK$1,898/mo
Today · 4.125%
HK$63,828
baseline
▲ 0.50% · 4.625%
HK$67,712
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,656/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,818
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,610
−HK$1,818/mo
Today · 4.125%
HK$70,428
baseline
▲ 0.50% · 4.625%
HK$74,140
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,856/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,745 · Scale 2, in force from 26 Feb 2026)