LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,368
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,406
−HK$1,055/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,618
+HK$2,157/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,122
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,117
−HK$1,010/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,190
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,042
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,287
−HK$1,266/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$45,142
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,546
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,741
−HK$1,212/mo
Today · 4.125%
HK$46,953
baseline
▲ 0.50% · 4.625%
HK$49,428
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,906/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,715
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,169
−HK$1,476/mo
Today · 4.125%
HK$49,645
baseline
▲ 0.50% · 4.625%
HK$52,666
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,290/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,970
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,364
−HK$1,414/mo
Today · 4.125%
HK$54,778
baseline
▲ 0.50% · 4.625%
HK$57,666
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,556/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,063
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,931
−HK$1,898/mo
Today · 4.125%
HK$63,829
baseline
▲ 0.50% · 4.625%
HK$67,713
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,658/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,819
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,611
−HK$1,818/mo
Today · 4.125%
HK$70,429
baseline
▲ 0.50% · 4.625%
HK$74,142
+HK$3,713/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,858/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,758 · Scale 2, in force from 26 Feb 2026)