LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,370
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$1,054/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,620
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,124
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,119
−HK$1,010/mo
Today · 4.125%
HK$39,129
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,258/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,044
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,289
−HK$1,266/mo
Today · 4.125%
HK$42,555
baseline
▲ 0.50% · 4.625%
HK$45,144
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,110/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,548
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,743
−HK$1,212/mo
Today · 4.125%
HK$46,955
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,910/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,476/mo
Today · 4.125%
HK$49,647
baseline
▲ 0.50% · 4.625%
HK$52,668
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,294/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,367
−HK$1,414/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$57,669
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,066
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,934
−HK$1,898/mo
Today · 4.125%
HK$63,832
baseline
▲ 0.50% · 4.625%
HK$67,716
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,664/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,823
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,615
−HK$1,818/mo
Today · 4.125%
HK$70,433
baseline
▲ 0.50% · 4.625%
HK$74,145
+HK$3,712/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,866/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,785 · Scale 2, in force from 26 Feb 2026)