LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,371
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,409
−HK$1,055/mo
Today · 4.125%
HK$35,464
baseline
▲ 0.50% · 4.625%
HK$37,622
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,928/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,125
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,121
−HK$1,010/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,194
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,046
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,291
−HK$1,266/mo
Today · 4.125%
HK$42,557
baseline
▲ 0.50% · 4.625%
HK$45,146
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,114/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,550
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,745
−HK$1,212/mo
Today · 4.125%
HK$46,957
baseline
▲ 0.50% · 4.625%
HK$49,432
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,914/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,720
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,173
−HK$1,477/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,671
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,300/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,975
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,369
−HK$1,414/mo
Today · 4.125%
HK$54,783
baseline
▲ 0.50% · 4.625%
HK$57,671
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,566/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,068
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,898/mo
Today · 4.125%
HK$63,835
baseline
▲ 0.50% · 4.625%
HK$67,719
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,670/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,825
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,618
−HK$1,818/mo
Today · 4.125%
HK$70,436
baseline
▲ 0.50% · 4.625%
HK$74,149
+HK$3,713/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,872/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)