LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,372
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,410
−HK$1,054/mo
Today · 4.125%
HK$35,464
baseline
▲ 0.50% · 4.625%
HK$37,622
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,928/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,126
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,121
−HK$1,010/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,194
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,046
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,291
−HK$1,266/mo
Today · 4.125%
HK$42,557
baseline
▲ 0.50% · 4.625%
HK$45,147
+HK$2,590/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,114/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,551
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,745
−HK$1,213/mo
Today · 4.125%
HK$46,958
baseline
▲ 0.50% · 4.625%
HK$49,433
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,916/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,720
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,173
−HK$1,477/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,671
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,300/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,976
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,370
−HK$1,414/mo
Today · 4.125%
HK$54,784
baseline
▲ 0.50% · 4.625%
HK$57,672
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$109,568/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,069
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,899/mo
Today · 4.125%
HK$63,836
baseline
▲ 0.50% · 4.625%
HK$67,720
+HK$3,884/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,672/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,826
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,618
−HK$1,818/mo
Today · 4.125%
HK$70,436
baseline
▲ 0.50% · 4.625%
HK$74,149
+HK$3,713/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,872/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,813 · Scale 2, in force from 26 Feb 2026)