LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,374
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,413
−HK$1,054/mo
Today · 4.125%
HK$35,467
baseline
▲ 0.50% · 4.625%
HK$37,625
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,934/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,129
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,124
−HK$1,011/mo
Today · 4.125%
HK$39,135
baseline
▲ 0.50% · 4.625%
HK$41,197
+HK$2,062/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,270/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,049
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,295
−HK$1,266/mo
Today · 4.125%
HK$42,561
baseline
▲ 0.50% · 4.625%
HK$45,150
+HK$2,589/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,122/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,749
−HK$1,213/mo
Today · 4.125%
HK$46,962
baseline
▲ 0.50% · 4.625%
HK$49,437
+HK$2,475/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,924/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,724
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,178
−HK$1,476/mo
Today · 4.125%
HK$49,654
baseline
▲ 0.50% · 4.625%
HK$52,676
+HK$3,022/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,308/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,980
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,415/mo
Today · 4.125%
HK$54,789
baseline
▲ 0.50% · 4.625%
HK$57,676
+HK$2,887/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,578/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,074
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,943
−HK$1,898/mo
Today · 4.125%
HK$63,841
baseline
▲ 0.50% · 4.625%
HK$67,726
+HK$3,885/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,682/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,832
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,624
−HK$1,818/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,155
+HK$3,713/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,860 · Scale 2, in force from 26 Feb 2026)