LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,377
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,415
−HK$1,055/mo
Today · 4.125%
HK$35,470
baseline
▲ 0.50% · 4.625%
HK$37,628
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,940/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,131
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,127
−HK$1,010/mo
Today · 4.125%
HK$39,137
baseline
▲ 0.50% · 4.625%
HK$41,200
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,274/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,052
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,298
−HK$1,266/mo
Today · 4.125%
HK$42,564
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,590/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$85,128/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,558
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,212/mo
Today · 4.125%
HK$46,965
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,476/mo
Deposit HK$5.85M · loan HK$8.78M · min. income ≈ HK$93,930/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,728
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,181
−HK$1,477/mo
Today · 4.125%
HK$49,658
baseline
▲ 0.50% · 4.625%
HK$52,679
+HK$3,021/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,316/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,984
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,378
−HK$1,414/mo
Today · 4.125%
HK$54,792
baseline
▲ 0.50% · 4.625%
HK$57,681
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,584/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,078
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,947
−HK$1,899/mo
Today · 4.125%
HK$63,846
baseline
▲ 0.50% · 4.625%
HK$67,731
+HK$3,885/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,692/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,836
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,629
−HK$1,818/mo
Today · 4.125%
HK$70,447
baseline
▲ 0.50% · 4.625%
HK$74,161
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,894/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,900 · Scale 2, in force from 26 Feb 2026)