LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,377
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$1,054/mo
Today · 4.125%
HK$35,470
baseline
▲ 0.50% · 4.625%
HK$37,629
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,940/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,132
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,010/mo
Today · 4.125%
HK$39,138
baseline
▲ 0.50% · 4.625%
HK$41,201
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,276/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,053
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,299
−HK$1,265/mo
Today · 4.125%
HK$42,564
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,590/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,128/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,558
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,213/mo
Today · 4.125%
HK$46,966
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,475/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,932/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,728
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,182
−HK$1,476/mo
Today · 4.125%
HK$49,658
baseline
▲ 0.50% · 4.625%
HK$52,680
+HK$3,022/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,316/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,985
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,379
−HK$1,414/mo
Today · 4.125%
HK$54,793
baseline
▲ 0.50% · 4.625%
HK$57,681
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,586/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,079
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,948
−HK$1,899/mo
Today · 4.125%
HK$63,847
baseline
▲ 0.50% · 4.625%
HK$67,732
+HK$3,885/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,694/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,837
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,630
−HK$1,818/mo
Today · 4.125%
HK$70,448
baseline
▲ 0.50% · 4.625%
HK$74,162
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,896/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,907 · Scale 2, in force from 26 Feb 2026)