LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,379
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,417
−HK$1,055/mo
Today · 4.125%
HK$35,472
baseline
▲ 0.50% · 4.625%
HK$37,631
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,944/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,134
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,010/mo
Today · 4.125%
HK$39,140
baseline
▲ 0.50% · 4.625%
HK$41,203
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,280/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,055
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,301
−HK$1,266/mo
Today · 4.125%
HK$42,567
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,590/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,134/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,212/mo
Today · 4.125%
HK$46,968
baseline
▲ 0.50% · 4.625%
HK$49,444
+HK$2,476/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,936/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,731
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,184
−HK$1,477/mo
Today · 4.125%
HK$49,661
baseline
▲ 0.50% · 4.625%
HK$52,683
+HK$3,022/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,322/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,987
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,382
−HK$1,414/mo
Today · 4.125%
HK$54,796
baseline
▲ 0.50% · 4.625%
HK$57,684
+HK$2,888/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,592/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,082
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,951
−HK$1,899/mo
Today · 4.125%
HK$63,850
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,885/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$127,700/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,841
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,633
−HK$1,819/mo
Today · 4.125%
HK$70,452
baseline
▲ 0.50% · 4.625%
HK$74,166
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.17M · min. income ≈ HK$140,904/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,936 · Scale 2, in force from 26 Feb 2026)