LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,383
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,421
−HK$1,055/mo
Today · 4.125%
HK$35,476
baseline
▲ 0.50% · 4.625%
HK$37,635
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,138
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,134
−HK$1,011/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,208
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,059
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,266/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$45,162
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,566
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,761
−HK$1,212/mo
Today · 4.125%
HK$46,973
baseline
▲ 0.50% · 4.625%
HK$49,449
+HK$2,476/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,946/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,736
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,477/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,689
+HK$3,022/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,993
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,388
−HK$1,414/mo
Today · 4.125%
HK$54,802
baseline
▲ 0.50% · 4.625%
HK$57,691
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,604/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,089
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,958
−HK$1,899/mo
Today · 4.125%
HK$63,857
baseline
▲ 0.50% · 4.625%
HK$67,743
+HK$3,886/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,714/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,848
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,641
−HK$1,819/mo
Today · 4.125%
HK$70,460
baseline
▲ 0.50% · 4.625%
HK$74,174
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,920/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$548,998 · Scale 2, in force from 26 Feb 2026)