LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,383
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,635
+HK$2,158/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,010/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,208
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,060
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,306
−HK$1,266/mo
Today · 4.125%
HK$42,572
baseline
▲ 0.50% · 4.625%
HK$45,163
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,144/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,566
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,762
−HK$1,212/mo
Today · 4.125%
HK$46,974
baseline
▲ 0.50% · 4.625%
HK$49,450
+HK$2,476/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,948/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,737
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,477/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,690
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,994
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,388
−HK$1,415/mo
Today · 4.125%
HK$54,803
baseline
▲ 0.50% · 4.625%
HK$57,692
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,606/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,090
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,959
−HK$1,899/mo
Today · 4.125%
HK$63,858
baseline
▲ 0.50% · 4.625%
HK$67,744
+HK$3,886/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,716/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,849
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,642
−HK$1,819/mo
Today · 4.125%
HK$70,461
baseline
▲ 0.50% · 4.625%
HK$74,175
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,922/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,006 · Scale 2, in force from 26 Feb 2026)