LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,384
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$1,055/mo
Today · 4.125%
HK$35,478
baseline
▲ 0.50% · 4.625%
HK$37,637
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,956/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,140
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,136
−HK$1,010/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,210
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,061
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,307
−HK$1,266/mo
Today · 4.125%
HK$42,573
baseline
▲ 0.50% · 4.625%
HK$45,164
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,146/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,568
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,763
−HK$1,213/mo
Today · 4.125%
HK$46,976
baseline
▲ 0.50% · 4.625%
HK$49,452
+HK$2,476/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,952/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,738
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,192
−HK$1,477/mo
Today · 4.125%
HK$49,669
baseline
▲ 0.50% · 4.625%
HK$52,691
+HK$3,022/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,338/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,996
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,390
−HK$1,415/mo
Today · 4.125%
HK$54,805
baseline
▲ 0.50% · 4.625%
HK$57,694
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,610/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,092
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,961
−HK$1,899/mo
Today · 4.125%
HK$63,860
baseline
▲ 0.50% · 4.625%
HK$67,746
+HK$3,886/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,720/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,852
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,645
−HK$1,818/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,178
+HK$3,715/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,024 · Scale 2, in force from 26 Feb 2026)